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(Based on a discussion recorded live at our Nov 2023 conference)

 

In an era defined by the rapid evolution of technology, cybersecurity is as a paramount concern for businesses and individuals alike. For family offices tasked with safeguarding the financial interests of high-net-worth individuals, the stakes are exceptionally high. Yes, the attitudes remain overwhelmingly reactive...  In this panel hosted by Kristen Oliveri, experts Annmarie Giblin, cyber and privacy law attorney, and Paul Viollis, private client security and counter-terrorism expert, share their experience and thoughts on why a more proactive approach to addressing risks from AI and other emerging technologies to basic vulnerabilities can save a lot of headache. 

 

Understanding the risk

 

  • Cybercrime business rationale: Cybercrime is a $1.73 trillion business where sophisticated criminals often aim at affluent and prominent individuals, as this approach yields the highest return on investment.

  • Example: business email breach: Email is the easiest way to compromise your data. Attacks are common and costly with consequences encompassing a wide range of financial, legal, regulatory, and reputational challenges:

    • Financial losses go well beyond fraudulent transactions: bills for data mining, forensic analysis, and system audits can run into tens and hundreds of thousands of dollars. Cyber insurance is helpful, but policy sublimits on common claims may mean significant gaps in coverage.

    • Exposure of sensitive information and contractual breaches due to failure in notifying partners or customers in time may lead to costly and lengthy legal repercussions, regulatory scrutiny and fines, as well as serious damage to relationships with business partners, clients and family.

  • The case for proactive cybersecurity: The cost of reacting to incidents far exceeds that of preemptive measures. More importantly, cyber risks extend beyond data breaches, encompassing threats to physical safety. In addition, escalating regulations require robust security measures to avoid legal and financial repercussions. Preemptive threat mitigation can often stop and incident from happening, as well as minimise the damage. 

Mitigation, detection and response is one of the biggest tools we have to actually stop the bleeding following an incident.

 

What can you do to protect yourself? 

 

 


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